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This article is about goedkope autoverzekering I also write about hypotheekrente tarieven.

As you know car insurance is an expensive necessity but there are a number of ways you can significantly reduce your premiums. This articles explains the most important ways that you can do this. In most cases it is not difficult to do so.

1. Don’t automatically renew each year, insurers do not take depreciation into account when they send an automatic renewal notice, so after a few years you may find you are still paying insurance based on a £10,000 car even if it is only now worth £5,000. In case if you are happy with your current insurers it’s worth spending 20 minutes getting a quote from an online broker before calling your current insurer to see if they can match it. Invariably they will at least offer a better price and that’s money better off in your pocket.

2. Impotant to know is that it is important to always get a quote from a broker, even if you don’t take up this quote it gives you a good benchmark price and if you subsequently talk to your preferred provider you can use this quote as leverage to get a better price. quite a few insurance companies will try to match or beat a price, they may not be able to, but they will try, they never give you their best price first. For those who don’t like to haggle, if the price they quote is higher than the broker price then all you need to say is “I got a quote from the AA for £xxx, are you able to match it?”

3. Women - don’t assume women only car insurance is cheaper, in my experience it almost always isn’t as other insurers do give women better rates anyway. As an example my wife was with Diamond but got a quote from the AA which was £150 cheaper!, she phoned Diamond back and they dropped their price by £50 but my wife changed to the AA. A tip for - consider insuring your car with your girlfriend / wife as the primary driver with your self as a named driver.

4. You could cancel and renew at any time so you don’t have to wait until your current insurance expires to shop around, if you have a birthday and turn 21,25,30,35 mid way through your car insurance year then get a new quote, you may be surprised. Other changes that may happen to you that will lower your premiums are starting to store your car in the garage, getting married, having an immobiliser fitted, and even if you get a new job nearer to home and your annual mileage decreases.

5. Another thing is that combine your policies - if your household has 2 cars then some insurance companies will offer extra discounts if you insure both cars with them, you can also combine other types of insurance with many companies such as home insurance, pet insurance etc. and save even more.

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